DMSeattle · San Diego · Jakarta

Navigating the
edge between finance,
technology & risk efficiency.

I'm Daniel — a Jakarta-based technologist working across banking systems, risk governance, automation and AI-assisted workflows. Currently building tools that make complex work easier to understand, manage and move forward.

Navigating changing tidesFinding balance in motion
Currently
Banking Technologist
Based in
Jakarta · UTC+7
Focus
IT Governance × AI
Latest
Portfolio v2 · 2026
AI

Ask Dani — your guide
through my work and background.

AI Agent

Meet Dani

Powered by Claude. Walks visitors through my projects, background and stack — without pretending to be me. Two agents under the hood: a guardrail and a knowledge engine.

Outer layerClaude HaikuInner layerClaude OpusStorage layerSupabase
Dani — Portfolio AI
online
Hey! I'm Dani 👋 Got any questions about Daniel? I'm an AI built to help answer for him — ask about his work, projects, background, or anything in between.
Work

A few things I've built —
case studies inside.

Write-up in progress
DBS · NDA Sanitized · 2025

Glean AI Workflow

Experience and curriculum for building reliable AI workflows at work — structured prompting, grounding, and maker-checker patterns.

About

In the messy middle —
where business, systems and risk collide.

Bio
Daniel Muljono

I'm a Jakarta-based technologist working at the intersection of banking technology, governance, automation and AI workflows. My day-to-day sits where business teams, systems, regulations and internal controls collide — and where translating cleanly between them matters most.

I stay close to what's emerging across industries, especially in technology. That curiosity shows up in side projects — testing new tools and building small systems that find the balance between control and efficiency, instead of trading one for the other.

“If you can get 1 percent better each day for one year, you’ll end up thirty-seven times better by the time you’re done.”

— James Clear, Atomic Habits

“Master the best that other people have already figured out.”

— Charlie Munger
Current Role
Applications Tech Risk Manager
Change Management · Audit · Incidents · Ex-Management Trainee
Interests
Technology & Finance
US Technology Stockmarket · Options + Fundamental Analysis
Hobbies
Gym · Golf · Tennis · Badminton
Practicing consistency over a long run
Contact

Say hello.

Email is the simplest way to reach me. I read every message that comes in.